This article is part of a paid promotion between Balance & the Vitality American Express Credit Card.

Now that 2023 is in full swing, it’s important to stay focused on what matters the most; our health and our happiness. For many, financial fitness is more prominent than ever.

Social media in particular has been taken over with budgeting tips, amazing deals and recommendations on all the ways we can make the most of our money, and we have our very own insider tip on how you can earn cashback from your monthly exercise!

Have you heard of the Vitality American Express® Credit Card? Working hard to achieve health goals? Let your money work harder! How will you do it? Whether you’re walking, dancing, cycling or meditating – however you’re moving you can elevate your heart rate and earn more cashback in return.

Up and down the country, Brits are getting active in all kinds of different ways. Check out the Vitality American Express Cashback Map to find out which activities different cities across the UK are using to get fit.

With the Vitality American Express Credit Card, you can turn the exercise you already enjoy into cashback in your pocket. Cardmembers earn 0.5% cashback on spending up to £10,000, then 1% after that. And when it comes to fitness, Cardmembers then earn additional cashback based on their activity – up to an extra £10¹ cashback monthly with the Vitality Cashback Booster tracking monthly activity points with Vitality through their wearable device or fitness tracker, before converting them into additional cashback.

And if you’re a Vitality member head over to the website to discover where your spend could take you with American Express and apply for a Vitality American Express Credit Card. You can even try out the Vitality American Express Cashback calculator to find out how much cashback you could make on your daily exercise habits.

New research from American Express and Vitality has revealed that Manchester is the UK’s fittest city, with more than a quarter of Mancunians surveyed exercising four or five times a week². This could earn them up to an impressive £120 cashback every year³.

Perhaps your fitness focus is to increase your daily step count. Over 50% of Londoners own a fitness tracker and these steps can contribute to your additional cashback. Hiking is the UK’s most popular way to exercise, with 34% of respondents saying it was one of their favourite ways to keep fit⁴. Research shows Brits take an average of 7,550 steps a day with a third of us choosing to exercise in rural areas. These daily walks could earn you a healthy £60 every year⁵.

T&C’s

Each month, Vitality will take your month’s activity points and convert them to a healthy cashback booster rate which is then applied in addition to your standard Amex cashback rate, on the first £1,000 of purchases per month. Your Vitality healthy cashback booster earn rate will be determined on your monthly activity points earned two months prior. Any cashback earned will be paid annually. 

The Vitality American Express Credit Card has a representative 40.0% APR variable. 18+ Terms Apply. To be eligible for the Vitality American Express Credit Card you must be an existing Vitality member and have a qualifying plan. To find out how you can become a Vitality planholder click here. Subject to minimum spend, eligibility criteria and approval. 

Visit www.vitality.co.uk/rewards/partners/ for terms and conditions. 

Representative APR is correct as at 11/01/2023. Interest rates link to the Bank of England base rate. See amex.co.uk for details. Vitality Corporate Services Limited acts as a credit broker. Exclusive lender is American Express Services Europe Limited. American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and is authorised and regulated by the Financial Conduct Authority.

1 Based on a qualifying Health or Life Plan with a monthly maximum spend of £1,000 and an adult member earning at least 160 Vitality activity points per month.

2 Based on Omnibus research conducted by Opinium. 2000 UK adults were surveyed between 4 November and 8 November 2022.

3 Based on a qualifying Health or Life Plan with a monthly maximum spend of £1,000 and an adult member earning at least 160 Vitality activity points per month.

4 Based on Omnibus research conducted by Opinium. 2000 UK adults were surveyed between 4 November and 8 November 2022.

5 Based on a qualifying Health or Life Plan with a monthly maximum spend of £1,000 and an adult member earning 3 Vitality activity points per day, equating to at least 80 activity points per month.